At the moment everyone is feeling the pinch here in the UK and worldwide, so it can become extremely tough sometimes to make it to the next payday. Now when you say the word payday loan to someone, often you can hear them cringe at the word ‘loan’. Loan is actually a bit of a misnomer for what payday loans actually are. In the UK a payday loan is a quick loan for those nasty surprises that crop up when the month still has a way to go.

At PurplePayDay.com you can complete a fast and efficient application that does not involve lengthy waits and numerous credit checks. You simply have to complete the online application and you will have your answer within minutes.

No hidden agendas

At PurplePayday.com the eligibility criteria is straight forward. You have to be a UK citizen older than 18-years and have a steady monthly income. You simply go online to our website and complete the provided application form.

The procedure takes only a few steps and you will know in a short time if you are eligible. The terms and conditions are set out in plain language and there are no extra hidden costs. This type of short-term loan is for less than 31 days, so the interest rate charged is a one-off payment added to the loan amount.

You do not need to have collateral. This type of crisis loan works well for emergencies as you cannot be irresponsible and borrow more than you can afford to pay back next payday.